2021

Should You Choose A 15 Or 30-Year Mortgage?

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Every person who gets a mortgage acquires a unique one. Each is different by type, size, duration, and payment amount, and one question you might have is whether you should choose a 15 or 30-year loan. Both options work well in some situations, but here are some details to consider before choosing one when getting a home mortgage. Compare the Interest Rates One thing you might notice when comparing these options is the difference between the interest rates.

19 May 2021

What to Know About Four Types of Home Mortgages

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Are you feeling a bit overwhelmed when it comes to all the different types of mortgages that you can get? If so, it will help to break down the four types of mortgages to help you make an informed decision. 1. Conventional Loan A conventional mortgage is a very common type of mortgage product but it has more strict requirements when it comes to credit scores, employment history, and higher down payment.

19 April 2021

Wanting A Home Refinance? Consider These 4 Things Before You Do It

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Have you been tempted to refinance your home due to how low interest rates currently are? If so, it will help to ask yourself the following 4 things to determine if a home refinance is worth it. How Much Will Your Interest Rate Drop? It is not always worth getting a refinance just because interest rates are slightly lower. The reduction in interest rate must be significant enough to justify going through the refinancing process and starting your mortgage over again.

3 March 2021

Mistakes People Make When Getting A Mortgage

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A crucial part of the home buying process is securing your financing with a mortgage. However, there are mistakes that people make that can cause this part of the process to not go as expected. Here are some of the mistakes you should avoid making when getting a mortgage. Waiting To Get Pre-approved Many people don't think that they need to get a mortgage pre-approval if they are just casually browsing.

22 January 2021